​GRAMMATON6 TACTICAL SYSTEMS (GTS)

Vehicle Risk, Insurance & Operational Assurance Policy (VRIOAP)

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Edition 1.0 — Unclassified Governance Framework
Owner: Grammaton6 Legal Task Force (LTF)
Oversight: Grammaton6 Intelligence Systems (GIS)

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1. Purpose

This policy establishes a structured insurance and operational risk governance framework for all vehicles used under Grammaton6 authority, including:

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• Corporate vehicles

• Contractor vehicles under Grammaton6 assignment

• Tactical transport assets

• Executive mobility vehicles

• R&D operational vehicles

 

The objective is to preserve:

1. Civilian authority

2. Legal compliance

3. National security integrity

4. Financial risk containment

5. Zero-Conflict-of-Interest structure 

 

2. Scope

This policy applies to:

• All Grammaton6 personnel

• Authorized contractors

• Executive leadership

• R&D field operatives

• Any vehicle operated for Grammaton6 business purposes

 

3. Policy Authority

This policy is structured under:

• Applicable U.S. State Insurance Codes

• Federal Motor Carrier Safety Regulations (if applicable)

• ISO 9001 Risk-Based Thinking Principles

• ISO/IEC 42001 AI Governance Risk Controls

 

4. Mandatory Insurance Coverage Requirements

All vehicles operating under Grammaton6 authority shall maintain the following minimum coverages:

 

4.1 Liability Coverage

• Bodily Injury Liability

• Property Damage Liability

• Minimum: State required limits OR higher based on risk assessment

Grammaton6 shall require enhanced limits for executive and national-security related travel.

 

4.2 Comprehensive Coverage

Coverage shall include:

• Theft

• Vandalism

• Natural disasters

• Civil unrest events

• Terror-related damage (if commercially available)

 

4.3 Collision Coverage

Required for:

• Corporate fleet vehicles

• Vehicles financed or leased

• R&D or classified mobility operations

 

4.4 Uninsured / Underinsured Motorist Coverage

Mandatory in all states of operation.

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4.5 Cyber-Vehicle Risk Endorsement (If Available)

For vehicles equipped with:

• AI driving assistance

• Autonomous systems

• Connected vehicle platforms

Grammaton6 should obtain cyber-liability rider coverage addressing:

• Signal spoofing

• Remote takeover

• AI system manipulation

 

5. Risk Tier Classification

Grammaton6 vehicles are classified under a 4-Tier Risk Model:

Tier         Description                                                       Required  Limits

Tier 1     Standard business travel                             State minimum + 2x buffer (Active) 

Tier 2      Executive travel                                               $1M combined single limit  (Active Outside NY) 

Tier 3      Sensitive site operations                             $2M + umbrella

Tier 4      National security / R&D operations     Custom underwriting

 

6. Driver Eligibility Standards

Drivers shall:

• Maintain valid license

• Have no DUI within 5 years

• Have no reckless driving conviction within 3 years

• Complete annual defensive driving certification

Drivers may be disqualified upon:

• High-risk behavior

• Non-disclosure of violations

• AI-flagged risk pattern detection

 

7. Incident Reporting Protocol

In case of accident:

1. Immediate safety first

2. Contact local authorities

3. Notify insurance carrier

4. Notify Grammaton6 Risk Control within 2 hours

5. Submit incident report within 24 hours

High-risk incidents shall trigger:

• AI Risk Review

• Legal Task Force review

• Governance compliance audit

 

8. Fleet Governance Controls

Grammaton6 may implement:

• Telematics monitoring

• AI driving behavior analytics

• GPS route validation for sensitive missions

• Automated compliance dashboards

Data collection shall:

• Respect privacy law

• Be limited to operational safety

• Be auditable

 

9. Prohibited Uses

Vehicles shall NOT be used for:

• Personal high-risk recreational activity

• Political campaigning

• Illegal transport

• Unauthorized classified discussions

Violation results in:

• Immediate suspension

• Insurance revocation

• Legal escalation

 

10. Umbrella & Excess Liability

For executive and classified operations, Grammaton6 shall maintain umbrella coverage of not less than $1,000,000 aggregate.

 

11. Audit & Review

This policy:

• Shall be reviewed annually

• Shall be audited under QEC framework

• Shall be updated upon regulatory changes

 

12. Zero-Tolerance Clause

Grammaton6 enforces:

• Zero tolerance for insurance lapses

• Zero tolerance for misrepresentation

• Zero tolerance for concealment of vehicle risk

 

13. Disclaimer

This document is a governance and risk-management framework.
It does not replace a licensed insurance contract.
All coverage must be placed through licensed insurance carriers.​​​​​​​​​​​